Just like Every Single day, Amit (Jewellery Designer) and Dhananjay (Salaried Guy) took train from Thane and was Waiting for Pankaj (Owner of Medical Shop) and Rajesh (Children Garments Owner) to join them from Mulund.
Meanwhile only, Amit met Kailash (Marketing Head) who used to take the train from Dombivali, and He introduced Dhananjay to him.
As soon as the Train reaches Mulund, Pankaj and Rajesh joins them. The Journey for each one’s offices Starts.
Pankaj starts telling Whatsapp jokes and everyone laughs.
Kailash and Dhananjay were talking with each other about their Professions and Kailash says “Mutual Funds main toh Risk hota hai na”!!
The Communication between both Started in this way:
Dhananjay: The Train in which you travel daily is also risky.
Kailash: Bro, I am not Standing at the door and waiving my hand outside of the train.
Dhananjay: Yes, definitely. Neither you should be doing all these Life risky things.
This is how the Mutual Funds also work If you sit inside the train as in Make Investment habit and don’t Buy and Sell hearing Market News then you will reach your Destination as You Achieve Goals within Stipulated Time Period.
Kailash : One More Genuine Doubt Dhananjay
Dhananjay: Yeah, go ahead
Kailash: (Smiling) In Between If I want Money before my time Period then…
Dhananjay: This is Like saying You want to get down from the train just because You want to try some Chilly Snacks which are available at the Platform.
Kailash: Oooh Acha !! And If I want Money in Urgency then
Dhananjay: Hmm Good Question. For that you will have to define the Urgency for you that Which Extreme Situations you will call Urgency like It Could Be Serious Admit of Family Member in Hospital or Sending Urgent Money to Your Parents like that.
Kailash: Ohk, I will define my Special Situations.
Dhananjay: See Ultimately, The Money is Yours right!! So the Final Decision Maker goes with you.
You have the full right to take call on your Money but at the same time, You have to decide Whether You will be consistent to make Small Small savings for You and Your Family or You want to get down at Every Station as Playing with your Money blindly without any knowledge.
This way, You will never reach any destination. And when you realize the same that will be too late.
If you find difficulties in above, hire someone who can guide in your interest.
Kailash: Thank you so much for Removing all the Myths from my mind Dhananjay. Now I could imagine a bright Future waiting for me and my family.
Everyone Gets down at the CST Station for their Offices.
(The Article is based on True Story where the Name of the Characters has been Changed)
We Look Forward to your Valuable Feedback and comments.
The Author Laxman Agrawal (BMS Finance, Certified CFA Investment Foundations, FYPA, CRA) is Founder & CEO of Laksh Investments , Mumbai.
He may be contacted on Ceo@lakshinvestments.in if you have any questions.
(The Views mentioned in the article are the personal opinions of the author. Please consult your Investment Advisor before taking any Investment Decision.)
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Laxman Agrawal 
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